Jacksonville skyline and the Main Street Bridge at dusk

Jacksonville · Northeast Florida

Where Roots Meet Results.

Real People. Real Guidance. Real Results.

Vanessa Godwin, REALTOR, Porch Light Living

Meet Vanessa

Your Neighbor.
Your Community.
My Commitment.

I'm Vanessa Godwin, a U.S. Navy veteran, wife, mother and REALTOR® serving Jacksonville and Northeast Florida.

Homeownership should not feel like an impossible dream. I help military families put their BAH and VA benefits to work. I help first-time buyers see the options no one showed them. Every step starts with education and an honest conversation.

  • U.S. Navy Veteran
  • BAH & VA Strategy
Get to Know Me

Discover Jacksonville Living

  • Military & VA Homeownership

    From BAH to Homeownership

    Your housing allowance could help you build something that lasts beyond your next duty station.

    $2,181

    Per Month

    2026 BAH for an E-5 with dependents in the Jacksonville housing area. The same rate applies at NAS Jax and NS Mayport.

    Source: Defense Travel Management Office, rates effective Jan. 1, 2026.

    Explore Northeast Florida

    People. Places. New Beginnings.

    $345,000

    Duval County

    $355,000

    Clay County

    $496,500

    Nassau County

    $568,750

    St. Johns County

    Median single-family sale prices, September 2026. Source: Northeast Florida Association of REALTORS®.

    First-Time Homebuyers

    Your First Home Starts Here

    You may be closer to homeownership than you think.

    3.5% down

    The FHA minimum. Some conventional loans start at 3%. VA and USDA loans allow $0 down for eligible buyers.

    Up to $25,000

    City of Jacksonville Head Start to Homeownership, for income-eligible buyers inside city limits.

    Up to $10,000

    Florida Housing FL Assist, a 0% deferred second mortgage repaid when you sell or refinance.

    Programs depend on eligibility, location, lender guidelines, funding availability and current program rules.

    Jacksonville's Newest Listings

  • Let's Find Your Light

    More Than Houses. We Build Futures. Pick the conversation that fits where you are today.